We provide immediate access to cash when you need it most!
Finance Made Simple.
Are your customers slow to pay? We can advance up to 90% of your invoices, giving you immediate access to cash when you need it most.
Our Financing Solutions
We offer a wide variety of customized financing solutions tailored to your business needs. Whether you’re scaling operations, managing cash flow, or facing unexpected expenses, we’ve got you covered.
Explore our key offerings
01
Invoice Factoring
Turn your accounts receivable into immediate cash for liquidity and the working capital you need to run your business.
02
PO Financing
Have the flexibility to fund an order with little to no upfront capital. Don’t turn down large orders due to a lack of cash flow.
03
Int. Trade Credit
Designed for LATAM exporters to finance international transactions. Finance your shipments and reduce collection risk.
04
Supply Chain
Extend your payment terms, provide your suppliers liquidity, and boost free cash flow.
05
Construction Finance
Our construction finance gives contractors across all trades access to the cash flow they need to run their businesses.
06
Back Office Support
High-quality back office support at an affordable rate.
Why Work With AR Bill Service?
Debt Free Solutions
Get liquidity without acquiring debt.
Rapid Funding
Fast approval as fast as 48 hours.
Superior Service
You will have a dedicated account manager
Direct Lenders
All underwriting is performed in-house.
Customized Products
We provide custom solutions that adjust to the unique needs of your company.
Relationship Oriented
No automated service responses, we value our relationship with our clients.
Preserve your Equity
We don’t ask for a piece of your business.
Industries We Serve
Staffing Agencies
Our payroll financing allows you to grow with unlimited working capital.
Service Businesses
Working with traditional banking can be challenging, we provide easy access to liquidity.
Imports/Exports
Our program allows you to finance international transactions and reduce collection risk.
Oil & Gas
With extended payment terms in the industry, cash flow can be strained, our programs give you access to liquidity.
Construction
We have extensive experience in financing progress billing and “pay when paid” contracts and can help your business thrive.
Manufacturing & More
When your business requires constant cash flow we can be your best allies.
Meet the Team
We’re committed to your success. Our team offers years of experience and a hands-on approach to finance.
John Adler
Founder & CEO
Ramiro Cazar
Portfolio Manager
We provide immediate access to cash when you need it most!
Are your customers slow payers? We can advance up to 90% of your invoices giving you immediate access to cash.
$400,000
Excavator
Invoice Factoring Line
$150,000
Cocoa Exporter
International Trade Credit
$200,000
Security Guard Staffing
Invoice Factoring Line
$650,000
Wine Producer
PO Financing Line
$650,000
Tuna Exporter
International Trade Credit
$600,000
HVAC Contractor
Invoice Factoring Line
What Our Clients Are Saying
